COMPETITORS YTD PERFORMANCE

Dollar General Corporation: Dollar General: Penny-Pinching Powerhouse or Dollar Store Dilemma?

GENERATED ON JULY 20, 2025

Dollar General Corporation stands tall in the discount retail arena like a thrifty titan, capitalizing on America's love for a good bargain. With an expansive network of stores primarily peppered across the southern, southwestern, Midwestern, and eastern United States, this retail juggernaut stocks a cornucopia of consumable, seasonal, and everyday products at unbeatable prices. Whether it's a jug of milk, a cozy pair of socks, or the whimsical holiday knick-knacks you never knew you needed, Dollar General has cornered the market on affordability and convenience, transforming everyday budget shopping into a retail experience that keeps wallets thick and customers loyal.

Financial Performance: Cooking the Books or Crushing It?

Dollar General's financial recipe seems stable, if not a bit bland, with quarterly revenues ping-ponging from $34.22B to $40.61B over the trailing four quarters. It’s clear that the company knows a thing or two about drumming up sales volume. However, the net income serves us a harsher flavor, with a decline from $2.40B to $1.13B in the same period—a cause for some furrowed brows. While the revenue graph exhibits a charming upward slope, the shrinking net income begs the question: are rising costs eating their profits, or is this part of a bigger growth strategy?

On the cash flow front, Dollar General is managing a modest free cash flow of $1.13B, a figure that suggests a balancing act between reinvestment and liquidity. Nonetheless, the company’s 4.2% operating margin and 2.8% net margin show us a retailer wading through relatively shallow waters. They might need a couple more high-margin products or efficiencies to get margins flexing like Mr. Universe.

Competitive Landscape: Town Drunk or Prom Queen?

In the discount retail parade, Dollar General doesn’t exactly dazzle with its Relative Peer Rank (RPR) score of 44.27—sitting sheepishly behind competitors like DLTR, DOL.TO, and BIG, all with identical, albeit unverified, error-laden scores. The company is clearly a fan of the middle of the pack, a position where lackluster metrics blend in like a wallflower at the dance. Walmart (WMT) and Target (TGT) continue to pirouette in an unachievable league of their own, probably due to their product scope and scale.

DLTR might only have a marginal RPR wiggle ahead, but every point counts when everyone's hunting for value. If value investors are on a scavenger hunt, they may scoot Dollar General just behind its peers.

Macro Trends: The Winds of Change or the Calm Before the Storm?

Dollar General is ostensibly surfing the wave of consumer defensiveness amid uncertain economic tides. With every economic hiccup, these stores become the safety raft for budget-focused consumers tightening their belts. But take heed; minimum wage increases and inflationary pressures could inflate their operational balloons beyond control. Also, as digital convenience steers consumer behavior even more fiercely online, Dollar General could feel the heat from e-retail competitors if it doesn't bulk up its digital offerings.

Future Prospects: Circus or Goldmine?

Dollar General stands at a crossroads. With the allure of expansively opening new stores tempered by the fiscal strain of shrinking margins, this behemoth could either tumble into wider operating waters or ride a wave of customer loyalty and strategic pricing right into the hearts—and wallets—of more American patrons. If they manage to trim operating costs and harness online capabilities, DG could leap towards retail glory.

However, lurking in the shadows are risks that could upend this carefully stacked tower of discounts. Excessive debt, burgeoning operational costs, and competitor siege ladders are all threats DG needs to outmaneuver. Should regulatory changes or economic contractions appear, Dollar General might find itself in an uncomfortable budget crunch.

FINAL VERDICT: Hold

In a punchline befitting retail analysts and sector investors, Dollar General’s performance seems as balanced as a tightrope—impressive but nerve-wracking. While there’s no immediate sell-off panic, with their RPR score barely grazing 50, any serious gains seem tantalizingly out of reach for now. Investors holding DG should brace themselves for the occasional blip—and perhaps a generous sale along the aisles of patience—lest they end up as the unwitting dollar store bagholders. Competitors may outshine here, suggesting that in finding a more lucrative bargain, Dollar Tree or Ollie's could prove a smarter cart addition.

METRIC DG netProfitMarginTTM ebitdaMarginTTM priceToEarningsRatioTTM priceToBookRatioTTM currentRatioTTM quickRatioTTM debtToEquityRatioTTM interestCoverageRatioTTM assetTurnoverTTM inventoryTurnoverTTM
Value DG 0.0281 0.0665 21.4102 3.2068 1.2331 0.2040 2.2091 6.5446 1.3274 4.3820
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COMPETITOR NETPROFITMARGINTTM EBITDAMARGINTTM PRICETOEARNINGSRATIOTTM PRICETOBOOKRATIOTTM CURRENTRATIOTTM QUICKRATIOTTM DEBTTOEQUITYRATIOTTM INTERESTCOVERAGERATIOTTM ASSETTURNOVERTTM INVENTORYTURNOVERTTM RPR PTS CUM
DG 0.0281 0.0665 21.4102 3.2068 1.2331 0.2040 2.2091 6.5446 1.3274 4.3820 45.2 65.3 54.8
DLTR -0.2048 0.1344 -8.0139 6.1299 1.0437 0.7154 2.0250 13.4735 0.7974 6.5631 49.7 N/A N/A
DOL.TO 0.1879 0.3388 44.4823 41.3278 1.3115 0.3255 3.5580 9.6599 0.9940 3.8012 42.0 N/A N/A
BIG -0.2157 -0.1698 -0.0332 -0.0953 0.7365 0.1057 -15.1629 -12.2178 0.7045 1.6128 30.6 N/A N/A
OLLI 0.0859 0.1313 40.8414 4.7452 2.8695 1.1103 0.3750 0.0000 0.8643 2.2994 52.5 N/A N/A
WMT 0.0275 0.0553 42.8667 9.6274 0.7798 0.2214 0.8020 11.8049 2.6111 8.9551 46.4 N/A N/A
TGT 0.0395 0.0845 11.4103 3.1948 0.9351 0.2481 1.2736 13.6390 1.8845 5.8385 53.2 N/A N/A
BJ 0.0276 0.0522 24.0933 7.0043 0.7683 0.1441 1.3672 17.1106 2.8971 10.7759 54.6 N/A N/A
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COMPETITOR RELATIVE TO DG NETPROFITMARGINTTM EBITDAMARGINTTM PRICETOEARNINGSRATIOTTM PRICETOBOOKRATIOTTM CURRENTRATIOTTM QUICKRATIOTTM DEBTTOEQUITYRATIOTTM INTERESTCOVERAGERATIOTTM ASSETTURNOVERTTM INVENTORYTURNOVERTTM
DLTR -7.3002 2.0204 -0.3743 1.9115 0.8464 3.5073 0.9167 2.0587 0.6007 1.4977
DOL.TO 6.6970 5.0926 2.0776 12.8874 1.0636 1.5957 1.6106 1.4760 0.7488 0.8675
BIG -7.6910 -2.5524 -0.0016 -0.0297 0.5973 0.5181 -6.8639 -1.8668 0.5307 0.3681
OLLI 3.0623 1.9744 1.9076 1.4797 2.3271 5.4433 0.1698 0.0000 0.6511 0.5247
WMT 0.9793 0.8309 2.0022 3.0021 0.6324 1.0854 0.3631 1.8037 1.9670 2.0436
TGT 1.4091 1.2696 0.5329 0.9962 0.7584 1.2161 0.5765 2.0840 1.4197 1.3324
BJ 0.9853 0.7841 1.1253 2.1842 0.6231 0.7064 0.6189 2.6144 2.1825 2.4592
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